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  • Ex-patient returns to Bristol hospital after swimming success

    Ex-patient returns to Bristol hospital after swimming success

    Chloe HarcombeWest of England

    University Hospitals Bristol and Weston NHS Foundation Trust Three female hospital staff standing with a 15-year-old boy. The women are all in scrubs, two of them in grey and one in light blue. Two of them have their thumbs up while the third is standing with her arms at her side. All of them are looking at the camera and smiling. The boy has short, curly blonde hair and is wearing dark clothing with two medals round his neck. He is holding them, looking at the camera and smiling.University Hospitals Bristol and Weston NHS Foundation Trust

    Ashby returned to Bristol Royal Hospital for Children to celebrate his swimming success

    A teenager who was born with a life-threatening birth defect has…

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  • Lesser-known symptoms to detect kidney disease and four ways to prevent it, nephrologist explains – The Economic Times

    1. Lesser-known symptoms to detect kidney disease and four ways to prevent it, nephrologist explains  The Economic Times
    2. What you need to know about the stages of chronic kidney disease, according to Mayo Clinic experts  Mayo Clinic Press
    3. The shock…

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  • ‘The wire began to smoke’: how to avoid counterfeits scams on Vinted and other resale sites | E-commerce

    ‘The wire began to smoke’: how to avoid counterfeits scams on Vinted and other resale sites | E-commerce

    When Maheen found a brand-new Dyson Airwrap for the bargain price of £260 on the resale website Vinted, she was thrilled. The seller’s reviews were all five-star, and she trusted in the buyer-protection policy should something go wrong.

    Sold new, an Airwrap costs between £400 and £480, but Maheen did not suspect anything was amiss. “I had used Vinted many times and it was simple and straightforward. Nothing had ever gone wrong,” she says.

    However, after two weeks – and about four uses – she spotted a problem. “I noticed the wire began to smoke and the product seemed unsafe,” she says. Maheen contacted Dyson and was told to send in the Airwrap.

    Its response confirmed her fears. “I got a letter from [Dyson] confirming the product was counterfeit. It was unsafe and they wouldn’t return it to me,” she says.

    Maheen’s experience is far from unique. Almost two-fifths (37%) of Britons have been scammed while buying or selling on online marketplaces such as Facebook Marketplace, eBay and Vinted, according to research from the credit reference agency Experian.

    Victims of this type of crime tend to skew younger, with more than half of gen Z (58%) telling researchers they had been scammed compared with just 16% of people over the age of 55.

    For almost a quarter of people losses were in the region of £51 to £100, while 13% had lost more than £250. A small number said the scam had cost them between £501 and £1,000.

    The most common type of scam respondents encountered – being sent fake or counterfeit products (34%) – is the one Maheen fell prey to. Next up was requests to pay off-platform (31%), and items never arriving after payment (22%).

    What the scam looks like

    It looks like the legitimate item and the description suggests it is – more than half of scam victims (51%) told Experian they only realised they had been scammed once their item was delivered and turned out to be fake, or failed to arrive.

    Photos may be low resolution or look too good – like a catalogue photo – because they have been taken from other websites.

    The price will be less than you would expect and if you start asking questions the seller may try to rush you into a purchase and may ask you to pay them outside the Vinted platform.

    What to do

    Always review a seller’s profile closely and read customer reviews before purchasing an item on a marketplace. Try to obtain as much information about the product as possible before buying – for instance, ask the seller to send a video of the product. To protect yourself, stick to secure payment methods and avoid bank transfers.

    If the worst happens, report the incident to the marketplace and ask for a refund. They may ask for screenshots of messages and the details of the seller or buyer, plus any bank transfer details.

    Maheen was outside the Vinted two-day buyer protection window, but assumed she would get her money back because the product was dangerous. However, she found that it “was really hard to talk to someone”.

    She says: “It felt like I was talking to a bot.”

    With Guardian Money’s help, she has now got her money back.

    A Vinted spokesperson said: “The vast majority of transactions on Vinted take place without issue, and our teams work hard to ensure a smooth trading experience for all our Vinted members.

    “When a dispute does occur between a buyer and a seller, we will mediate, working closely with our delivery partners and potentially asking for additional information or evidence, before issuing a final decision.”

    If appealing to the marketplace directly goes nowhere, there are other things you can do.

    If you used a debit card ask your bank to make a chargeback claim. Alternatively, if you paid by credit card, try a section 75 claim – this is only an option if you have spent more than £100. If you paid by bank transfer it is more complicated, but you may be entitled to a refund under new fraud refund protections.

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  • PlayStation Plus Banger Gets Free Update 5 Years After Release

    PlayStation Plus Banger Gets Free Update 5 Years After Release

    Version 1.007 is here.

    One of PlayStation 5’s biggest exclusives has just received a free update, and it’s available on PlayStation Plus if you’re keen to check it out.

    PlayStation gamers have the luxury of a…

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  • Worried about heart attack? Apollo doctor reveals 20-minute exercise to safeguard your heart

    Worried about heart attack? Apollo doctor reveals 20-minute exercise to safeguard your heart

    Boosting longevity and managing blood sugar doesn’t always require hours at the gym. According to Dr. Sudhir Kumar, a neurologist trained at CMS Vellore and currently at Apollo Hospitals, Hyderabad, even small, consistent doses of exercise can…

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  • “One of the ocean’s best kept secrets”: adorable pygmy seahorse filmed hiding in coral reef

    “One of the ocean’s best kept secrets”: adorable pygmy seahorse filmed hiding in coral reef

    An underwater videographer in Anilao, the Philippines, shared an astounding video of a diminutive dive buddy so small it’s hard to see against the coral: a pygmy seahorse. 

    “Hard to believe something this tiny can be so perfectly adapted to…

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  • Genomics study detects rare diarrheal infections

    Genomics study detects rare diarrheal infections

    Google’s new AI tool can read DNA like a language, and see immediately if a word substitution will change the meaning of that sentence, the company says. — © AFP HO

    British scientists have used advanced genetic and genomic techniques to…

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  • What was the legacy of the Kevin and Sadie books?

    What was the legacy of the Kevin and Sadie books?

    Chris PageBBC News Ireland correspondent

    BBC A black and white candid photo of a woman gazing at something away from the camera. There is a ring on her fingerBBC

    Joan Lingard, the author of the Kevin and Sadie book series, grew up in East Belfast

    If you’re among the thousands of people over six decades who’ve read Joan Lingard’s novels, you’ll know immediately…

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  • Global week ahead: ‘Cockroaches’ crawling toward Europe?

    Global week ahead: ‘Cockroaches’ crawling toward Europe?

    Europe’s banks take center stage this week as earnings season gets underway, but with heavy losses across the sector on Friday, credit concerns appear to be making their way across the Atlantic at a particularly tricky time for the region’s lenders.

    Stock Chart IconStock chart icon

    Credit concerns hit European banks

    Last week, the biggest names in American finance battled it out to make the most alarming quote of the week. The contenders: JPMorgan CEO Jamie Dimon, Citi Group CEO Jane Fraser and Apollo boss Marc Rowan.

    Dimon started the week with a stark warning about the private credit market, saying “when you see one cockroach, there’s probably more.”

    Fraser was up next, warning of “pockets of valuation frothiness.” While Rowan was more explicit, suggesting that “there’s been a willingness to cut corners,” in a recent appearance with the Financial Times.

    With the sirens sounding stateside, what does this mean for Europe, and how will the continents’ bankers narrate their concerns as earnings season kicks off in earnest next week?

    iNueng | iStock | Getty Images

    European earnings season kicks off

    Unicredit, Barclays, Lloyds Banking Group and Natwest will lead the financial names reporting in Europe and the U.K.

    Head of Financials for Credit at Federated Hermes, Filippo Alloatti, told CNBC that he expects CEOs to “shift from macro to micro risk” as a focus in their earnings calls this week, amid concerns around the private credit markets. Meanwhile, Johann Scholtz from Morningstar told CNBC that while he does not see a material deterioration of credit quality appearing in third-quarter results, “it will be interesting how candid management teams will be when discussing the future evolution of credit quality.”

    Scholtz highlighted concerns about corporate and small-to-medium sized company loan books, saying “the market is underestimating the impact that (trade) tariffs could have on certain pockets of European banks’ lending books.”

    On Friday, bank stocks across Europe sold off sharply as credit concerns drove big declines for the likes of Deutsche Bank, Société Générale, UBS and its peers across the sector.

    Margin of error

    CNBC’s Silvia Amaro will speak to Unicredit CEO Andrea Orcel as the bank publishes its latest set of earnings, with S&P Global predicting a subdued third quarter amid narrowing net interest margins and higher funding costs.

    The Italian lender is continuing it’s M&A ambitions, increasing its stake in Greece’s Alpha Bank to 26%, with Orcel saying “we are grateful to the Greek government, the central bank and other Greek institutions for welcoming us and encouraging our investment.” The reception to Unicredit’s expansion plans in Germany remains cooler.

    The UniCredit SpA headquarters in Milan, Italy, on Jan. 22, 2022.

    Bloomberg | Getty Images

    Car trouble

    British lender Lloyds Bank will also report next week, having just announced a new £1.95 billion hit to its balance sheet following a regulatory ruling over the mis-selling of car finance loans. The Financial Conduct Authority estimates the scandal will cost U.K. lenders up to £11 billion. IG predicts this charge will offset what would have been a strong quarter for the bank, as unlike some of it European rivals, net interest income continues to rise.

    Lloyds Banking Group said it was stopping people buying cryptocurrencies using credit cards.

    Simon Dawson | Bloomberg | Getty Images

    Economic data and earnings this week:

    Monday: China GDP data

    Tuesday: L’Oreal, Coca Cola, Netflix earnings

    Wednesday: U.K. inflation data, Unicredit, Barclays, Tesla earnings

    Thursday: Unilever, Lloyds Banking Group, SAP, Intel earnings

    Friday: France, Germany, U.K. PMI data, Natwest, Procter & Gamble earnings

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